The credit card market is hugely competitive. Card issuers are fighting to win you with increasingly tempting offers, such as interest-free introductory periods and perks.
Never get taken in by advertisements/commercials that offer you loans at 8 per cent or now even 7.75 per cent interest rate.
Under the Constitution of India people have been given some Fundamental Rights.
The Consumer Protection Act, 1986 (CPA) protects the interests of the consumers in the widest range possible.